How many landlords will become April Fools next year?

New laws mean that your investment property could become a costly liability

It may still be several months off yet, but we think that it is worth reminding landlords that there are new regulations coming into effect on April 1st 2018 that will make it unlawful for landlords to let – or sell – any property that has an Energy Performance Certificate (EPC) rating of F or G.  For many landlords that could have a serious and devastating effect with the prospect of no rent, no income, no serviceability of debt and even the threat of a civil penalty of £4000 for breaches!  Suddenly that investment property could become a disastrous investment millstone.

There is another consideration too.  If your current finance deal on the investment property comes to an end in the next twelve months and your EPC rating doesn’t comply with the forthcoming requirements then it is very likely that you will not be able to renew or obtain a new finance deal.  Once again that investment property you obtained suddenly becomes a serious and costly liability.

If you think that any of these scenarios apply to you then you can tackle the looming problem in two ways.  One is to ignore it.  But it won’t go away.

The far better alternative is to make the necessary improvements to your property now, while there is still time.  Obtain the legal EPC ratings before the deadline and you can continue to benefit from the income your investment property was meant to provide.

There are any number of ways in which BlueStorm can assist you to overcome these potential problems, with a broad spread of affordable and competitive Finance Products that are ideally suited to the investment property sector.  These could include Commercial Mortgages, Investment Mortgages and Development Mortgages … or you could benefit from short-term finance or a number of other attractive financial solutions that will enable you to rectify any shortfalls in your investment property so that you can continue to enjoy the income it generates.

The important thing is that you should not delay your decision.  By speaking to BlueStorm we can provide a sensible and cost-effective finance plan that is personally tailored to suit your individual situation and circumstances.

So speak to BlueStorm now and allow us to help you resolve any issues before they become a major and costly financial disaster.  One call is all that it takes.

For a friendly, informal chat you can call us on 01604 372572. You can also email: or you can send a message using the online form on our Contact page.